Fee Waivers

Policy for Debtors Unable to Pay Course Fees: Second Bankruptcy Course will provide its instructional course free of charge to debtors meeting the following criteria:

Number of persons in your household Annual family/household income*
*For families/households with more than 8 persons, add $6,630 for each additional person.
1 $18,735
2 $25,365
3 $31,995
4 $38,625
5 $45,255
6 $51,885
7 $58,515
8 $65,145

If you qualify and would like to request a waiver, please email Second Bankruptcy Course at: support@secondbankruptcycourse.com or call 800.214.7030, Monday-Friday, 8am-8pm ET.

Alternatively, send a written request for the waiver to:

Second Bankruptcy Course, LLC
4540 Honeywell Court
Dayton, Ohio 45424

Please Note: You will be asked to provide Second Bankruptcy Course with documentation substantiating your qualification for a fee waiver (W2s, paystubs, or Form 103B.)

*The income numbers listed in the table represent 150% of the 2019 federal poverty guidelines for the 48 contiguous states and the District of Columbia.