Terms and Conditions

Acceptance of Terms: The services that Second Bankruptcy Course, LLC, (SBC) provides are subject to the following Terms and Conditions (“TAC”). SBC reserves the right to update the TAC at any time without notice to you. The most current TAC can be reviewed by clicking on the Terms and Conditions hyperlink located at the bottom of our website.

Description of Services: SBC provides you with access to a variety of resources including the pre-discharge bankruptcy course as required by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). These services, including any update and additions, are subject to the TAC.

Disclaimer: SBC does not warrant the completeness, timeliness, or accuracy of the Services available on this website. In no event will SBC be liable to any party for any direct, indirect, special, or other damages for any use of or reliance upon the information found at this website, or on any linked website, including, without limitation, lost profits, business interruption, loss of programs or other data, even if SBC expressly advised of the possibility of such damages.

Personal Use Limitation: The Services are for your personal use. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, or sell any information obtained from Services.

Software Use: Use of the Software provided on this site is governed by the terms of the user agreement which accompanies the Software. An end user will not be able to install any Software unless he or she first agrees to the terms of the agreement.

Privacy and Protection of Personal Information: See our Privacy Policy relating to the collection and use of your information.

Customer Account, Password, and Security: Customer account numbers and passwords will be provided by SBC. You are entirely responsible for the confidentiality of your account number and password. Furthermore, you are responsible for any and all activities that occur under your account. You agree to notify SBC immediately of any unauthorized use of your account or any other breach in security. SBC will not be liable for any loss that you may incur as a result of someone else using your account number or password, either with or without your knowledge. You may not use anyone else’s account number at any time.

Unlawful or Prohibited Use: You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any SBC server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

Useful Links: From time to time, we may provide links to external websites. These links area will let you leave the site. These linked sites are not under the control of SBC. SBC is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. SBC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by SBC of the site.

Confidential Information: You authorize SBC to collect from you and any party and to retain all relevant information relating to your use of the site, and you hereby authorize any party to provide us with such information.

Indemnity: You agree to defend, indemnify and hold SBC and its affiliates harmless from any and all liabilities, costs and expenses, including reasonable attorneys fees, related to any Violation of this Agreement by you or users of your account, or in connection with the use of the site or the Internet or the placement or transmission of any message, information, software or other materials on the site or on the Internet by you or users of your account. Nothing herein shall apply to actions or claims under the provisions of the United States Bankruptcy Code, 11 U.S.C. Sec. 101 et seq.

Copyrights and Trademarks: Second Bankruptcy Course, LLC and other names, logos and icons identifying Second Bankruptcy Course, LLC, products and services referenced herein are sales marks, trademarks or registered sales marks and trademarks of SBC. All other product and/or brand or company names mentioned herein are the trademarks of their respective owners.